These Moisturizers with Built-In SPF Save You Time and Money (2024)

These Moisturizers with Built-In SPF Save You Time and Money (1)

We updated this article in August 2022 to ensure all picks vetted and tested by the Good Housekeeping Institute were in stock, available and correctly priced.

No matter the weather or season, the scientists in the GH Beauty Lab recommend wearing sunscreen every single day. That's because the best defense against aging and sun damage is a good broad-spectrum sunscreen to protect against harmful UVA and UVB rays. "Being consistent with use of moisturizer with SPF is most important when it comes to preventing signs of aging," explains Angelo Landriscina, M.D., a dermatologist in Brooklyn, New York.

But it can be difficult to remember to apply sunscreen on the days you're not basking by the pool or hiking a sunny trail. The solution? A daily face moisturizer with SPF mixed right in for moisturization and UV protection. Using a moisturizer with SPF is "like getting two steps done in one, so it makes your morning skincare routine quicker and easier," Dr. Landriscina says. For added benefits, seek out formulas that are made with anti-aging ingredients like peptides or antioxidants.

To find the best the best daily face moisturizers with SPF, Good Housekeeping Institute Beauty Lab pros evaluate products both in the Lab using technical instruments to gauge efficacy and hydration capabilities, and we also send products to consumer testers at home for their experience in real life to find the best formulas on the market that not only work, but you'll actually want to use. Below, a mix of GH Beauty Lab test-winning products, GH Seal stars and top dermatologist and expert picks, including drugstore bargains and anti-aging formulas for any skin type, from SPF for oily, acne-prone skin to SPF picks suitable for sensitive skin and more:

Our top picks

Best Overall Moisturizer with SPF

Olay Regenerist Micro-Sculpting Cream Moisturizer SPF 30

These Moisturizers with Built-In SPF Save You Time and Money (8)

These Moisturizers with Built-In SPF Save You Time and Money (9)

Pros
  • These Moisturizers with Built-In SPF Save You Time and Money (10)Measurably hydrates skin
  • These Moisturizers with Built-In SPF Save You Time and Money (11)Anti-aging effects
  • These Moisturizers with Built-In SPF Save You Time and Money (12)Matte finish
  • These Moisturizers with Built-In SPF Save You Time and Money (13)Non-sticky
Cons

    This superstar moisturizer with SPF from Olay, a GH Seal star and Beauty Award-winner, may be the only product you need in your morning skincare routine. It is an anti-aging serum, moisturizer and sunscreen in one, with line smoothers (like peptides), hydrators (like glycerin) and broad spectrum SPF 30. GH Beauty Lab tests found it increased moisture levels in skin by 31%, which is more than any facial SPF 30 previously evaluated. Testers said the “quick-absorbing,” “non-greasy” formula firmed skin, diminished wrinkles and brightened complexions.

    Key ingredients: Avobezone (3%), Octinoxate (7.5%), niacinamide, peptides
    Size: 1.7 oz.

    Best Value Moisturizer with SPF

    Neutrogena Oil-Free Daily Facial Moisturizer SPF 35

    These Moisturizers with Built-In SPF Save You Time and Money (14)

    Pros
    • These Moisturizers with Built-In SPF Save You Time and Money (15)Works on all skin types
    • These Moisturizers with Built-In SPF Save You Time and Money (16)Lightweight
    • These Moisturizers with Built-In SPF Save You Time and Money (17)Not greasy or irritating
    • These Moisturizers with Built-In SPF Save You Time and Money (18)Bargain price
    Cons

      A winner in our GH Beauty Awards, Neutrogena’s daily moisturizer is great for all skin types, especially if you’re worried about your sunscreen feeling too oily. The glycerin-rich classic lotion is oil-free, proven to feel light and won't irritate skin. Consumers found the formula lightweight and non-greasy on skin, and it’s also hypoallergenic.

      Key ingredients: Avobenzone (3%), Homosalate (12%), Octisalate (5%), Octocrylene (2.35%), Oxybenzone (6%), glycerin
      Size: 2.5 oz.

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      Best Vitamin C Moisturizer with SPF

      L'Oréal Paris RevitaLift Bright Reveal Brightening Day Moisturizer SPF 30

      These Moisturizers with Built-In SPF Save You Time and Money (19)

      These Moisturizers with Built-In SPF Save You Time and Money (20)

      Pros
      • These Moisturizers with Built-In SPF Save You Time and Money (21)Increases skin's moisture levels
      • These Moisturizers with Built-In SPF Save You Time and Money (22)Reduces dark spots and evens skin tone
      • These Moisturizers with Built-In SPF Save You Time and Money (23)Good value
      Cons

        The winner of the GH Beauty Lab's anti-aging day cream test, this L'Oréal moisturizer with SPF 30 delivers great bang for your buck plus skin-brightening benefits. It proved super-effective at evening skin tone, reducing visible dark spots, and moisturizing skin. Lab tests found the vitamin C and glycolic acid lotion raised skin's hydration 28% and decreased UV spots by 11% in four weeks. “It decreased the appearance of my wrinkles and made my skin brighter and more radiant,” a tester said.

        Key Ingredients: Octocrylene (7%), Avobenzone (3%), Octisalate (5%), Homosalate (5%), vitamin C, glycolic acid, hyaluronic acid
        Size: 1 oz.

        Best Moisturizer with SPF for Sensitive Skin

        CeraVe AM Face Moisturizing Lotion SPF 30

        These Moisturizers with Built-In SPF Save You Time and Money (24)

        These Moisturizers with Built-In SPF Save You Time and Money (25)

        Now 26% Off

        Pros
        • These Moisturizers with Built-In SPF Save You Time and Money (26)Contains skin-protecting ingredients
        • These Moisturizers with Built-In SPF Save You Time and Money (27)Gentle formula
        Cons

          Dermatologist-recommended, this fragrance-free CeraVe lotion is a great budget-friendly option that won't inflame skin. Not only is it packed with SPF, it's also formulated with ingredients that strengthen the skin's barrier against irritants, like ceramides, niacinamide and hydrating hyaluronic acid, to keep sensitive complexions soft and protected. "It does not irritate my sensitive skin but it's made my face noticeably softer," a reviewer noted. "I've tried more expensive moisturizers but I much prefer this product."

          Key Ingredients: Homosalate (10%), Meradimate (5%), Octinoxate (5%), Octocrylene (2%), Zinc Oxide (6.3%), ceramides, hyaluronic acid, niacinamide
          Size: 3 oz.

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          Best Moisturizer with SPF for Oily Skin

          La Roche-Posay Anthelios AOX Daily Antioxidant Serum SPF 50

          These Moisturizers with Built-In SPF Save You Time and Money (28)

          These Moisturizers with Built-In SPF Save You Time and Money (29)

          Pros
          • These Moisturizers with Built-In SPF Save You Time and Money (30)Lightweight formula
          • These Moisturizers with Built-In SPF Save You Time and Money (31)Fast-absorbing
          • These Moisturizers with Built-In SPF Save You Time and Money (32)No greasy look or feel
          Cons
          • These Moisturizers with Built-In SPF Save You Time and Money (33)Pricey for size

          La Roche Posay's unique moisturizer with SPF comes in a liquid serum form that soaks right in, perfect for those with oily skin. "It is a super lightweight sunscreen and its texture absorbs quickly into skin," reports GH Beauty Lab chemist Danusia Wnek. "It doesn’t leave me feeling or looking greasy."

          Key Ingredients: Avobenzone (2.68%), Homosalate (9.60%), Octisalate (2.88%), Octocrylene (5.38%), Oxybenzone (3.46%), vitamins C and E
          Size: 1 oz.

          Best Dermatologist-Recommended Moisturizer with SPF

          EltaMD UV Replenish Broad-Spectrum SPF 44

          These Moisturizers with Built-In SPF Save You Time and Money (34)

          Pros
          • These Moisturizers with Built-In SPF Save You Time and Money (35)Softens and plumps skin
          • These Moisturizers with Built-In SPF Save You Time and Money (36)No visible residue
          • These Moisturizers with Built-In SPF Save You Time and Money (37)Gentle
          Cons

            This EltaMD face moisturizer with mineral SPF is a cult classic dermatologist and editor favorite. "The brand's sunscreens have high SPF, don’t irritate skin and don’t leave the dreaded white cast that many similar formulas do," reports a former GH Beauty Assistant. "I like this one specifically because it moisturizes so well — it’s packed with hyaluronic acid, and instantly plumps my face while being very protective."

            Key Ingredients: Zinc Oxide (10%), Titanium Dioxide (5.5.%), hyaluronic acid
            Settings: 2 oz.

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            Best Drugstore Moisturizer with SPF for Dry Skin

            CeraVe Ultra-Light Moisturizing Face Lotion SPF 30

            These Moisturizers with Built-In SPF Save You Time and Money (38)

            Pros
            • These Moisturizers with Built-In SPF Save You Time and Money (39)Softens skin
            • These Moisturizers with Built-In SPF Save You Time and Money (40)Applies easily
            • These Moisturizers with Built-In SPF Save You Time and Money (41)Doesn't irritate or cause breakouts
            Cons

              With hydrating hyaluronic acid, glycerin, and ceramides, this affordable fragrance-free CeraVe lotion scored high among testers with dry skin in GH Beauty Lab testing. One hundred percent of users found that it went on effortlessly and didn’t cause redness, irritation or breakouts. Many said it “absorbed quickly” and didn’t irritate even “super sensitive” skin.

              Key Ingredients: Avobenzone (3%), Homosalate (10%), Octisalate (5%), Octocrylene (2.7%), ceramides, hyaluronic acid
              Settings: 1.7 oz.

              Best Moisturizer with SPF for Acne-Prone Skin

              Olay Sun Face Sunscreen + Shine Control Lotion SPF 35

              These Moisturizers with Built-In SPF Save You Time and Money (42)

              These Moisturizers with Built-In SPF Save You Time and Money (43)

              Pros
              • These Moisturizers with Built-In SPF Save You Time and Money (44)Matte finish
              • These Moisturizers with Built-In SPF Save You Time and Money (45)Not sticky
              • These Moisturizers with Built-In SPF Save You Time and Money (46)Smooth texture
              Cons

                To keep breakouts and shine at bay, turn to this Olay SPF lotion, which gained raves in GH Beauty Lab testing for its silky, non-tacky feel. It came in highest for leaving a matte finish on every skin type and tied for best texture and not being sticky, rating first with users that have acne-prone skin. “The first time I didn’t have to wait for a sunscreen to dry,” and “It didn’t interfere with any other serums, moisturizers or makeup,” two marveled.

                Key Ingredients: Octocrylene (8.5%), Avobenzone (3%), Octisalate (4.5%), Homosalate (9%), niacinamide, vitamin E
                Settings: 1.3 oz.

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                Best Anti-Aging Moisturizer with SPF

                Roc Multi-Correxion 5-in-1 Daily Moisturizer SPF 30

                These Moisturizers with Built-In SPF Save You Time and Money (47)

                These Moisturizers with Built-In SPF Save You Time and Money (48)

                Pros
                • These Moisturizers with Built-In SPF Save You Time and Money (49)Reduces wrinkles
                • These Moisturizers with Built-In SPF Save You Time and Money (50)Firms skin
                • These Moisturizers with Built-In SPF Save You Time and Money (51)Smooths texture
                Cons

                  This gentle Roc cream is a GH Beauty Lab test winner for effectively smoothing lines and skin texture. Lab digital imaging showed that the nongreasy formula improved skin’s texture by 11% in four weeks; it also rated highly for diminishing wrinkles and firming. “It left my skin feeling plump and looking smooth and glowing” and “improved the fine lines around my eyes,” two testers reported.

                  Key Ingredients: Avobenzone (2%), Homosalate (4%), Octisalate (4%), Octocrylene (2%), vitamin C
                  Size: 1.7 oz.

                  Best Moisturizer with SPF for Dry Skin

                  Vichy LiftActiv Sunscreen Peptide-C Face Moisturizer SPF 30

                  These Moisturizers with Built-In SPF Save You Time and Money (52)

                  These Moisturizers with Built-In SPF Save You Time and Money (53)

                  Pros
                  • These Moisturizers with Built-In SPF Save You Time and Money (54)Leaves skin feeling hydrated
                  • These Moisturizers with Built-In SPF Save You Time and Money (55)Gentle and non-irritating
                  • These Moisturizers with Built-In SPF Save You Time and Money (56)No chalky residue
                  Cons
                  • These Moisturizers with Built-In SPF Save You Time and Money (57)Expensive

                  Packed with hydrating hero ingredients like glycerin, hyaluronic acid, and fatty acids, Vichy's cream came out on top in GH Beauty Lab face sunscreen testing for making skin feel moisturized. It also didn't sting or irritate, leave a white residue or interfere with makeup."It was very moisturizing without being greasy," a tester noted.

                  Key Ingredients: Avobenzone (3%), Homosalate (5%), Octisalate (5%), Octocrylene (7%), vitamin C, peptides
                  Size: 1.69 oz.

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                  Best Moisturizer with SPF for Under Makeup

                  Supergoop Glowscreen SPF 40

                  These Moisturizers with Built-In SPF Save You Time and Money (58)

                  Pros
                  • These Moisturizers with Built-In SPF Save You Time and Money (59)Wears well under makeup
                  • These Moisturizers with Built-In SPF Save You Time and Money (60)Boosts radiance
                  • These Moisturizers with Built-In SPF Save You Time and Money (61)Softens skin
                  Cons
                  • These Moisturizers with Built-In SPF Save You Time and Money (62)May be too luminous for oily skin

                  This multi-tasking sunscreen from Supergoop combines softening, glow-boosting, and makeup priming properties. "It has a good SPF, it’s moisturizing, and it works really well as a makeup primer," says a former GH Beauty Assistant. "It’s slightly tinted and has a pearlescent finish that makes you look dewy and sun-kissed — I always get the most compliments on my skin!"

                  Key Ingredients: Avobenzone (3%), Octisalate (5%), Octocrylene (10%), niacinamide, hyaluronic acid
                  Settings: 1.7 oz.

                  Best Luxury Moisturizer with SPF

                  StriVectin Super-C Vitamin C Moisturizer SPF 30

                  These Moisturizers with Built-In SPF Save You Time and Money (63)

                  These Moisturizers with Built-In SPF Save You Time and Money (64)

                  Pros
                  • These Moisturizers with Built-In SPF Save You Time and Money (65)Rich texture
                  • These Moisturizers with Built-In SPF Save You Time and Money (66)Fresh scent
                  Cons
                  • These Moisturizers with Built-In SPF Save You Time and Money (67)Pricey

                  Applying a moisturizer with SPF feels like an indulgence thanks to StriVectin's rich formula boosted with antioxidant brightener vitamin C, a favorite of GH's beauty director. "I love the fresh, citrusy scent and that it feels more like a fancy moisturizer when you apply it than a sunscreen," she says.

                  Key Ingredients: Avobenzone (3.0%), Homosalate (7.0%), Octisalate (4.5%), Octocrylene (10%), vitamins C and E
                  Size: 1.7 oz.

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                  Best Scented Moisturizer with SPF

                  YourGoodSkin Anti-Oxidant Day Cream SPF 30

                  These Moisturizers with Built-In SPF Save You Time and Money (68)

                  Pros
                  • These Moisturizers with Built-In SPF Save You Time and Money (69)Softens skin
                  • These Moisturizers with Built-In SPF Save You Time and Money (70)Light, appealing scent
                  Cons

                    Boosted with protective natural antioxidants like vitamins C and E, YourGoodSkin’s day cream with sunscreen is a GH Beauty Lab test winner. In Lab evaluations, the formulation tied for first place for its pleasant, subtle fragrance and making testers’ skin feel soft. “This had a fresh, light scent and felt smooth on my skin” and was “luxurious, like a very rich face cream,” two fans reported.

                    Key Ingredients: Avobenzone (3 %), Octinoxate (0.5 %), Octisalate (5 %), Octocrylene (7.5 %), vitamins C and E
                    Settings: 2.5 oz.

                    Best Hydrating Moisturizer with SPF

                    Mary Kay TimeWise Age Minimize 3D Day Cream SPF 30

                    These Moisturizers with Built-In SPF Save You Time and Money (71)

                    These Moisturizers with Built-In SPF Save You Time and Money (72)

                    Pros
                    • These Moisturizers with Built-In SPF Save You Time and Money (73)Hydrates skin
                    • These Moisturizers with Built-In SPF Save You Time and Money (74)Contains anti-aging ingredients
                    Cons

                      Mary Kay’s lightweight lotion will keep your skin hydrated for up to 12 hours. Backed by our GH Seal, a clinical study found it immediately boosted skin’s hydration levels by a whopping 238%! Plus, the formula is packed with potent ingredients like niacinamide, peptides and resveratrol to help reduce the look of fine lines and wrinkles. Lab experts also love that it comes in two versions — this one for normal to dry skin and another for combination to oily skin.

                      Key Ingredients: Avobenzone (3%), Homosalate (9%), Octisalate (4.5%), Octocrylene (3%), Oxybenzone (4.5%), peptides, vitamin E
                      Size: 1.7 oz.

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                      Best Tinted Moisturizer with SPF

                      Paula's Choice Resist Super-Light Daily Wrinkle Defense SPF 30

                      These Moisturizers with Built-In SPF Save You Time and Money (75)

                      Pros
                      • These Moisturizers with Built-In SPF Save You Time and Money (76)Absorbs quickly
                      • These Moisturizers with Built-In SPF Save You Time and Money (77)Tinted to blend into skin
                      • These Moisturizers with Built-In SPF Save You Time and Money (78)Makes skin look hydrated
                      Cons
                      • These Moisturizers with Built-In SPF Save You Time and Money (79)One shade

                      With a subtle tint, this Paula's Choice moisturizer with SPF can double as natural-looking makeup. "It's really lightweight, goes only smoothly, doesn’t leave a white cast and it sinks in instantly — you don’t have to spend any time rubbing this in," says a former GH Beauty Assistant. "Sometimes I even skip face makeup and just wear this; my skin instantly looks more hydrated after I put it on."

                      Key Ingredients: Zinc Oxide (13%), vitamins C and E
                      Settings: 2 oz.

                      Best Moisturizer with SPF for Mature Skin

                      Mary Kay TimeWise Repair Volu-Firm Day Cream SPF 30

                      These Moisturizers with Built-In SPF Save You Time and Money (80)

                      These Moisturizers with Built-In SPF Save You Time and Money (81)

                      Pros
                      • These Moisturizers with Built-In SPF Save You Time and Money (82)Minimizes lines
                      • These Moisturizers with Built-In SPF Save You Time and Money (83)Smooths skin
                      Cons

                        For serious wrinkle-fighting benefits, plus moisturization and SPF, look no further than this GH Beauty Award-winning Mary Kay cream with peptides backed by the Good Housekeeping Seal. "In clinical studies the Lab reviewed, this cream improved lines and wrinkles,” says GH Beauty Lab senior chemist Sabina Wizemann.

                        Key Ingredients: Avobenzone (2%), Homosalate (5%), Octisalate (5%), Octocrylene (2%), Oxybenzone (4%), peptides, vitamin E
                        Size: 1.7 oz.

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                        Best Antioxidant Moisturizer with SPF

                        Neutrogena Healthy Skin Face Lotion SPF 15

                        These Moisturizers with Built-In SPF Save You Time and Money (84)

                        These Moisturizers with Built-In SPF Save You Time and Money (85)

                        Pros
                        • These Moisturizers with Built-In SPF Save You Time and Money (86)Boosted with antioxidants
                        • These Moisturizers with Built-In SPF Save You Time and Money (87)Smooths and clarifies skin
                        Cons
                        • These Moisturizers with Built-In SPF Save You Time and Money (88)Lower SPF

                        A GH Beauty Award winner, this multi-purpose, oil-free Neutrogena day lotion hydrates, smooths with alpha-hydroxy acids, and protects skin with antioxidants vitamins C and E. GH Beauty Lab evaluations showed the formula softens, smooths and improves skin clarity over four weeks of use. "This is my go to skin lotion for several years," a reviewer said. "I try other products but none give my normal/dry skin the natural glow that this product does."

                        Key Ingredients: Octinoxate (7.5%), Oxybenzone (5%), vitamins C and E, glycolic acid
                        Size: 2.5 oz.

                        How we test moisturizers and SPFs

                        These Moisturizers with Built-In SPF Save You Time and Money (89)

                        Good Housekeeping Institute Beauty Lab scientists are constantly testing different types of moisturizers for face and body. When skincare products make moisturization or hydration claims, Lab experts use the Corneometer device to measure how much they affect skin’s moisture levels. The machine is used to calculate hydration of testers’ clean skin before a product is applied and six hours after to gauge the difference in moisturization over time (pictured below).

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                        These Moisturizers with Built-In SPF Save You Time and Money (90)

                        Because more goes into choosing a great moisturizer than Lab results, moisturizers are also label-masked and distributed to testers, who use them at home in their regular skincare routine and evaluate them on attributes such as how well they absorb, texture, scent and how they make skin look and feel. When the GH Beauty Lab tests sunscreens, consumer testers report on sun protection efficacy, ease of application, look and feel on skin, fragrance and overall satisfaction.

                        Is moisturizer with SPF as good as sunscreen?

                        These Moisturizers with Built-In SPF Save You Time and Money (91)

                        Yes: Since sunscreens are regulated by the FDA, any product with sunscreen is tested to provide the level of SPF listed on the packaging, so they will be effective when applied according to label's instructions. GH Beauty Lab experts recommend using at least broad spectrum SPF 30 for maximum efficacy. You also want to make sure that "you're applying enough of the product to get the SPF listed on the package, about one half teaspoon for the face, neck and ears for most people," Dr. Landriscina advises.

                        These Moisturizers with Built-In SPF Save You Time and Money (92)

                        Nicole Saporita

                        Nicole Saporita was an editor and writer at Good Housekeeping from 2014 to 2020, where she researched, wrote and reported original content for the Good Housekeeping Institute and several other departments, including health, travel and family.

                        These Moisturizers with Built-In SPF Save You Time and Money (93)

                        April Franzino

                        Beauty Director

                        April (she/her) is the beauty director at Good Housekeeping, Prevention and Woman's Day, where she oversees all beauty content. She has over 15 years of experience under her belt, starting her career as an assistant beauty editor at GH in 2007, and working in the beauty departments of SELF and Fitness magazines.

                        These Moisturizers with Built-In SPF Save You Time and Money (2024)

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