Did you see a wmt plus charge on your credit card? You’re not alone! Lots of people have reported a $98 wmt plus charge they’re unsure of. This article shed a light on what wmt plus charge is, why you’re being charged, and How to cancel membership/subscription.
What Exactly is Wmt Plus?
wmt plus is a payment alias for Walmart. The Wmt Plus means ‘Walmart +’ which is a subscription service of Walmart company. Founded in 1962, Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores in more than 20 countries.
Why are You Being Charged By Wmt Plus?
You’ve a charge from Wmt Plus because you’re subscribed to the Walmart Plus membership that offers in-store and online benefits. Members also get early access to Walmart deals during major retail holidays. It’s priced at $98 per year (or $12.95/month)
Maybe you opted for the 30 days free trial but forgot to cancel subscription before the trial ended. Result; you’ve a charge.
What are The Benefits of a Walmart Plus Subscription?
The benefits of having a Walmart Plus membership include perks such as;
- Free unlimited deliveries( a $35 minimum per order)
- Free shippingon items from Walmart.com.
- Special discount prices on fuel
- Mobile scan and go, which allows in-store Walmart shoppers to pay for items while shopping to save time.
- Access to over 40,000 episodes, original shows, movies and live television as well as content from Nickelodeon, MTV, CBS and more.
How To Cancel Walmart Plus Subscription
- Login into the Walmart app or website using your email address and password
- Go to“My Account”or“Profile”to view your paid subscription
- Click“Unsubscribe.”
However, if you’re certain you never subscribed to Walmart Plus, there’s high chances that you’re a victim of credit card fraud. See steps to take below;
What To Do If You’re a Victim of Credit Card Fraud:
Inform Your Credit Card Issuer
Immediately contact your bank and inform them of the fraudulent transaction. You could do this by either reporting the fraud in their app or on their website. If fraud is confirmed, the issuer will likely cancel that card and issue you a new one with different numbers.
Update Your Passwords and Enable Two Factor Authentication
The second step you should take is updating your passwords. Make sure you check all of your other credit card accounts to see if they’ve also been compromised. It’s important to note that, even though only one card may have suspicious charges, you can’t be sure how the fraudster got the information. So make sure you change all of your passwords and PINs just to be safe.
Report the Fraud To Relevant Authorities
Report the scam to relevant authorities and organizations. This includes:
- Internet Crime Complaint Center (IC3): If you are in the United States, you can file a complaint with the IC3 athttps://www.ic3.gov/.
- Your Local Consumer Protection Agency: Contact your local consumer protection agency or the equivalent regulatory body in your country.
- Better Business Bureau (BBB): File a complaint with the BBB if the online store is based in the United States.
How To Avoid Unauthorised Charges on your Credit Card or Debit Card
- Read the small print (terms & conditions) carefully before entering into any agreement or making a purchase, online or offline, no matter however long this may take.
- Make sure the terms & conditions box has not been pre-ticked.
- If you subscribed for a free trial make sure you cancel the subscription before the due date if you want to cancel it.
- Never provide bank details to companies without doing some prior research beforehand.
- Keep a copy of any advertisem*nt (print it or take a screenshot) that you reply to, and to keep a note of the webpage.
- Check your bank/payment card statements regularly for unexpected payments.
How To Protect Yourself From Scam Websites That Steal Credit Card Details
Aside from the obvious too good to be true discount sale, here are other ways to identify a scam website;
Check Website Registration Age
How old is the website? The domain age of a website tells a lot about a store’s legitimacy or transparency. Websites below 6 months old are often considered unsafe. You can find out a website’s age by checking on Who.is ( a free domain checker tool)
Find Out If The Website Has SSL Encryption
find out if the website is secured with SSL encryption. (https and padlock symbols). If the padlock symbol doesn’t appear near the website’s URL, then it means your personal and financial information is at risk at the store.
Verify The Business Address
Does The website provide return address? If Yes (Copy the address and paste on your browser. Google map would show if it is a real warehouse address or a residential address) If the address has also been used by other websites you’d see reviews in search results.
Search For Reviews Online
Are there customer reviews online? (It is advised that you sit it out if there are no customer reviews of the store. However if you’re not patient enough to wait you can send a mail to us to verify if the store is legit)
Final Thoughts
You’ve a wmt plus charge on your credit card because you subscribed to the Walmart Plus membership. If you didn’t, then you’re a victim of a credit card theft or data leak. Report to your financial provider to cancel card and get a new one.
See Also; Starapps Charge on Credit Card
